Disability Benefits

  • The Standard
    Eligible employees (20+ hours per week) receive the benefit of the long-term disability through Standard Insurance Company.

    Employees should submit a long-term disability claim if they will be absent from work for more than 60 days.  The Standard requests the claim be sent in 15-20 days before eligible. 

    Long-term disability coverage pays you part of your covered earnings when you can't work for an extended period of time due to a covered illness or injury.

    • Information on how to submit a claim - Claim Form
    • Standard website -  1.800.628-8600 or email at lifebenefits@standard.com.
    • Standard Insurance has a website that provides useful information for you and your family members – from submitting a disability claim and what comes next, what you need to know about family medical leave, information that can help you manage a specific condition at work, and even how to access valuable programs offered with your plan at no cost to you.

      Long Term Disability Benefits at a Glance

    Voluntary Insurance (USABLE, AFLAC, etc) is also available for enrollment through payroll deductions during the annual open enrollment period.  
    Employees would need to contact the individual company to set up the accounts.

    AFLAC - Jessica Frink (701) 720-3543 (new inquiries/cancellations)
    AFLAC - 1-800-992-3522 (general questions on current plans)

    USAble - Julie Schirado (701) 471-0155 or Megan Benson (507) 884-9946 (new inquiries)
    USAble - 1-800-370-5856 (general questions on current plans)

    • Open Enrollment (November) - An email regarding open enrollment will be sent out to all eligible employees.

    If you have any questions, contact Paulette Kerzmann at (701) 323-4072.