Medical/Dental/Vision Insurance

  • BCBS

    Bismarck Public Schools offers health (with no overall deductible), dental and vision insurance through Blue Cross Blue Shield of North Dakota.  BCBS has partnered with Vision Service Plan (VSP) and United Concordia (UCD) to help manage the vision/dental benefits.

    • Employees will have a waiting period from hire date for the plan(s) to take effect.  Waiting period is determined by start date.
      • Employment begins the 1st to the 15th of the month, coverage will begin the 1st of the next month.
      • Employment begins the 16th through the 31st of the month, coverage will begin the 1st of the following month.
    • Bismarck Public Schools will participate in an open enrollment period - late fall 2020 (end of November) for staff to make changes to their plan(s) for 2021.  An email from the HR Department will be sent to all staff eligible for insurance with information on the open enrollment period.
    • If staff need to make changes throughout the year due to a qualifying event or have questions on any of these benefit plan(s), please contact Paulette Kerzmann or (701) 323-4072 for more information.   

    Blue Cross Blue Shield Website 
     - Register and review your information online.
     - Sign In/Register (top right corner)

    Customer Service Phone Numbers
    Health Coverage:  1-844-363-8457
    Dental Coverage:  1-844-653-4056 - United Concordia
    Vision Coverage:  1-800-877-7195 - VSP
    ** The vision provider will need to enter the 12 digit member ID number found on either the medical/dental card to locate employee(s)/dependent(s) in the VSP system.
    VSP Website

    Dental/Vision Provider Directory can be found at the Find A Doctor Page.

Need to Complete an Application/Make Changes to your Current Plans(s)?

  • Employees will visit Talent Ed Records to complete an online application for all new insurance applications and any changes that need to be made to existing plans.  

    • New Baby (change must be made within 31 days of the birth/adoption of the baby)
      • Must provide birth certificate
    • Marital Status Change (change must be made within 31 days of the date of change)
      • Must provide marriage certificate
      • Must provide divorce decree
    • Losing Coverage (supporting documents showing termination dates are required for all plans)
    • Death of a Family Member

    Instructions - to complete an application for insurance coverage  
    Contact Paulette Kerzmann or (701) 323-4072 for more information.

Premium Costs and Plan Information/Booklets

Telehealth Information

  • Bismarck Public Schools has partnered with Blue Cross Blue Shield of North Dakota (BCBSND) to offer a telehealth solution.  This service will be provided by American Well (Amwell) and will be available to employees and your families who are covered under the health plan.

    • A fast and easy way to see a doctor via video visits.
    • Consultation, diagnosis—even prescriptions (when available and appropriate).
    • Flexibility, it is perfect when your doctor’s office is closed, you’re too sick or busy to see someone in person, or even when you’re traveling. 

    Here are some key facts you should note about this offering:

    • Telehealth is part of your health insurance plan through BCBSND.
    • $20 copay for each Telehealth visit will apply.
    • Any payments made for Telehealth visits will be factored into BCBSND deductibles and out-of- pocket maximums.

    For more information, go to Amwell

    • Download the Amwell app and enroll now:
    • Select BCBSND as your health plan
    • Enter your health plan information
    • Service Key:  BCBSND

    Telehealth Flyer

    Frequently Asked Questions

    Telehealth Tutorial Guide

Annual Notices

  • Employee Information

    • COBRA Initial Notice
    • Nondiscrimination Notice
    • Medicare Creditable Coverage NoticeThe Medicare Creditable Coverage Notice applies to any Medicare-eligible members enrolled or seeking enrollment on our medical plan. The notice provides documentation as it relates to the Bismarck Public Schools’ health plan and standard Medicare Part D prescription drug coverage.
    • Medicaid and the Children's Health Insurance Program (CHIP) NoticeThis notice offers information to help employees and their children who are eligible for our health coverage, but need assistance in paying their health premiums, as well as Special Enrollment periods. The notice gives state contact information for the various states that offer programs in which our employees reside.
    • HIPAA Privacy Reminder
    • HIPAA Special Enrollment NoticeBismarck Public Schools is committed to the privacy of your health information. The administrators of the Bismarck Public Schools Health Plan use strict privacy standards to protect your health information from unauthorized use or disclosure.
    • New Health Insurance Marketplace CoverageThe Health Insurance Marketplace is available to assist you as you evaluate options for you and your family, this notice provides some basic information about the new Marketplace and employment based health coverage offered by your employer.
    • Women's Cancer Annual NoticeThe Women’s Health and Cancer Rights Act Notice outlines your coverage required by federal law in the event of a mastectomy.